1. Housing price growth in Australia is slowing into the end of the year
2. Housing prices have already rolled over in Canada
3. The household debt-to-income ratio in Australia dipped a little further in Q3 but remained very high, even when accounting for deposits in mortgage offset accounts
4. The gift that keeps on giving
5. The amount Aussie households are receiving from superannuation benefit payments has risen noticeably over the past 12-18 months…
…BUT if you net off household payments into superannuation, the story is a bit different
6. The “other social assistance” industry accounted for 15.6% of total employment growth in Australia over the past 5 years despite accounting for just 3.7% of employment (currently). Think huge aged and disabled care spending
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